Martin County, FL

Composite Insurance Risk Score: 20.7 / 100 (National rank: #3051)

Axis Scores

Climate Safety 3.5
Insurance Affordability 6.0
Housing Affordability 7.2
Community Resilience 41.5
Social Resilience 51.0
Housing Stability 78.1

Key Metrics

Annual Insurance Premium (state avg) $6,000
Insurance Burden (% of income) 7.23%
Price-to-Income Ratio 5.21
FEMA Risk Score (0-100) 96.5

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Martin County have grown at an average annual rate of 9.57%. During the same period, the population has increased by 1.96%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).