Mariposa County, CA

Composite Insurance Risk Score: 34.3 / 100 (National rank: #2549)

Axis Scores

Climate Safety 20.0
Insurance Affordability 73.2
Housing Affordability 4.7
Community Resilience 25.0
Social Resilience 17.0
Housing Stability 50.6

Key Metrics

Annual Insurance Premium (state avg) $1,400
Insurance Burden (% of income) 2.05%
Price-to-Income Ratio 5.67
FEMA Risk Score (0-100) 79.9

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Mariposa County have grown at an average annual rate of 7.07%. During the same period, the population has decreased by 1.94%. This combination of rising prices and shrinking population may indicate housing affordability pressures or climate-related out-migration.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).