Manitowoc County, WI

Composite Insurance Risk Score: 69.5 / 100 (National rank: #394)

Axis Scores

Climate Safety 42.1
Insurance Affordability 89.3
Housing Affordability 61.6
Community Resilience 99.8
Social Resilience 89.5
Housing Stability 63.7

Key Metrics

Annual Insurance Premium (state avg) $1,000
Insurance Burden (% of income) 1.45%
Price-to-Income Ratio 2.70
FEMA Risk Score (0-100) 57.8

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Manitowoc County have grown at an average annual rate of 7.51%. During the same period, the population has increased by 2.8%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).