Madison County, OH

Composite Insurance Risk Score: 75.8 / 100 (National rank: #146)

Axis Scores

Climate Safety 77.2
Insurance Affordability 87.9
Housing Affordability 53.1
Community Resilience 81.0
Social Resilience 78.4
Housing Stability 67.1

Key Metrics

Annual Insurance Premium (state avg) $1,300
Insurance Burden (% of income) 1.49%
Price-to-Income Ratio 2.87
FEMA Risk Score (0-100) 22.8

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Madison County have grown at an average annual rate of 8.48%. During the same period, the population has increased by 0.65%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).