Madison County, MO
Composite Insurance Risk Score: 45.0 / 100 (National rank: #1929)
Axis Scores
Climate Safety
46.7
Insurance Affordability
38.0
Housing Affordability
50.6
Community Resilience
54.9
Social Resilience
39.5
Housing Stability
44.7
Key Metrics
| Annual Insurance Premium (state avg) | $1,900 |
| Insurance Burden (% of income) | 3.49% |
| Price-to-Income Ratio | 2.92 |
| FEMA Risk Score (0-100) | 53.2 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).