Madison County, IL
Composite Insurance Risk Score: 53.0 / 100 (National rank: #1411)
Axis Scores
Climate Safety
7.5
Insurance Affordability
70.9
Housing Affordability
79.8
Community Resilience
88.6
Social Resilience
74.2
Housing Stability
47.5
Key Metrics
| Annual Insurance Premium (state avg) | $1,600 |
| Insurance Burden (% of income) | 2.11% |
| Price-to-Income Ratio | 2.28 |
| FEMA Risk Score (0-100) | 92.5 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).