Madison County, IA

Composite Insurance Risk Score: 80.5 / 100 (National rank: #46)

Axis Scores

Climate Safety 75.4
Insurance Affordability 84.4
Housing Affordability 61.9
Community Resilience 96.1
Social Resilience 98.3
Housing Stability 80.6

Key Metrics

Annual Insurance Premium (state avg) $1,500
Insurance Burden (% of income) 1.65%
Price-to-Income Ratio 2.70
FEMA Risk Score (0-100) 24.5

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Madison County have grown at an average annual rate of 6.67%. During the same period, the population has increased by 5.71%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).