Madison County, AL
Composite Insurance Risk Score: 36.0 / 100 (National rank: #2442)
Axis Scores
Climate Safety
8.6
Insurance Affordability
48.6
Housing Affordability
30.6
Community Resilience
79.5
Social Resilience
64.0
Housing Stability
23.5
Key Metrics
| Annual Insurance Premium (state avg) | $2,480 |
| Insurance Burden (% of income) | 2.87% |
| Price-to-Income Ratio | 3.46 |
| FEMA Risk Score (0-100) | 91.3 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).