Lynchburg city, VA
Composite Insurance Risk Score: 46.2 / 100 (National rank: #1862)
Axis Scores
Climate Safety
55.8
Insurance Affordability
66.4
Housing Affordability
18.5
Community Resilience
77.9
Social Resilience
21.6
Housing Stability
1.3
Key Metrics
| Annual Insurance Premium (state avg) | $1,300 |
| Insurance Burden (% of income) | 2.24% |
| Price-to-Income Ratio | 3.97 |
| FEMA Risk Score (0-100) | 44.1 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).