Lyman County, SD

Composite Insurance Risk Score: 57.8 / 100 (National rank: #1094)

Axis Scores

Climate Safety 89.8
Insurance Affordability 46.5
Housing Affordability 72.0
Community Resilience 33.2
Social Resilience 23.0
Housing Stability 28.4

Key Metrics

Annual Insurance Premium (state avg) $2,000
Insurance Burden (% of income) 2.98%
Price-to-Income Ratio 2.47
FEMA Risk Score (0-100) 10.2

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Lyman County have grown at an average annual rate of 10.03%. During the same period, the population has decreased by 3.22%. This combination of rising prices and shrinking population may indicate housing affordability pressures or climate-related out-migration.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).