Luce County, MI
Composite Insurance Risk Score: 78.0 / 100 (National rank: #90)
Axis Scores
Climate Safety
99.6
Insurance Affordability
62.2
Housing Affordability
87.9
Community Resilience
39.0
Social Resilience
64.2
Housing Stability
90.9
Key Metrics
| Annual Insurance Premium (state avg) | $1,300 |
| Insurance Burden (% of income) | 2.37% |
| Price-to-Income Ratio | 2.04 |
| FEMA Risk Score (0-100) | 0.5 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).