Lucas County, IA
Composite Insurance Risk Score: 72.3 / 100 (National rank: #269)
Axis Scores
Climate Safety
72.4
Insurance Affordability
59.9
Housing Affordability
90.3
Community Resilience
75.9
Social Resilience
71.3
Housing Stability
73.8
Key Metrics
| Annual Insurance Premium (state avg) | $1,500 |
| Insurance Burden (% of income) | 2.43% |
| Price-to-Income Ratio | 1.95 |
| FEMA Risk Score (0-100) | 27.6 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).