Louisa County, VA
Composite Insurance Risk Score: 66.1 / 100 (National rank: #562)
Axis Scores
Climate Safety
62.6
Insurance Affordability
87.8
Housing Affordability
25.7
Community Resilience
58.5
Social Resilience
66.9
Housing Stability
89.5
Key Metrics
| Annual Insurance Premium (state avg) | $1,300 |
| Insurance Burden (% of income) | 1.50% |
| Price-to-Income Ratio | 3.64 |
| FEMA Risk Score (0-100) | 37.4 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).