Lorain County, OH
Composite Insurance Risk Score: 54.5 / 100 (National rank: #1309)
Axis Scores
Climate Safety
26.5
Insurance Affordability
81.0
Housing Affordability
45.2
Community Resilience
95.5
Social Resilience
53.2
Housing Stability
46.5
Key Metrics
| Annual Insurance Premium (state avg) | $1,300 |
| Insurance Burden (% of income) | 1.77% |
| Price-to-Income Ratio | 3.04 |
| FEMA Risk Score (0-100) | 73.4 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).