Llano County, TX

Composite Insurance Risk Score: 24.5 / 100 (National rank: #2971)

Axis Scores

Climate Safety 31.3
Insurance Affordability 11.0
Housing Affordability 6.6
Community Resilience 20.0
Social Resilience 33.6
Housing Stability 60.2

Key Metrics

Annual Insurance Premium (state avg) $4,200
Insurance Burden (% of income) 6.22%
Price-to-Income Ratio 5.28
FEMA Risk Score (0-100) 68.6

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Llano County have grown at an average annual rate of 12.85%. During the same period, the population has increased by 6.54%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).