Livingston County, MI

Composite Insurance Risk Score: 63.7 / 100 (National rank: #711)

Axis Scores

Climate Safety 21.5
Insurance Affordability 94.1
Housing Affordability 30.4
Community Resilience 93.5
Social Resilience 99.5
Housing Stability 98.2

Key Metrics

Annual Insurance Premium (state avg) $1,300
Insurance Burden (% of income) 1.26%
Price-to-Income Ratio 3.46
FEMA Risk Score (0-100) 78.4

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Livingston County have grown at an average annual rate of 7.62%. During the same period, the population has increased by 3.2%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).