Lincoln County, WV
Composite Insurance Risk Score: 56.7 / 100 (National rank: #1166)
Axis Scores
Climate Safety
70.3
Insurance Affordability
45.3
Housing Affordability
80.0
Community Resilience
13.3
Social Resilience
60.9
Housing Stability
49.0
Key Metrics
| Annual Insurance Premium (state avg) | $1,400 |
| Insurance Burden (% of income) | 3.03% |
| Price-to-Income Ratio | 2.28 |
| FEMA Risk Score (0-100) | 29.6 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).