Lincoln County, TN
Composite Insurance Risk Score: 42.5 / 100 (National rank: #2075)
Axis Scores
Climate Safety
40.6
Insurance Affordability
50.3
Housing Affordability
27.8
Community Resilience
25.2
Social Resilience
54.6
Housing Stability
55.9
Key Metrics
| Annual Insurance Premium (state avg) | $1,800 |
| Insurance Burden (% of income) | 2.78% |
| Price-to-Income Ratio | 3.55 |
| FEMA Risk Score (0-100) | 59.3 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).