Lincoln County, NC
Composite Insurance Risk Score: 51.2 / 100 (National rank: #1525)
Axis Scores
Climate Safety
34.9
Insurance Affordability
74.6
Housing Affordability
18.0
Community Resilience
52.8
Social Resilience
66.3
Housing Stability
74.7
Key Metrics
| Annual Insurance Premium (state avg) | $1,600 |
| Insurance Burden (% of income) | 2.00% |
| Price-to-Income Ratio | 4.01 |
| FEMA Risk Score (0-100) | 64.9 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).