Lincoln County, MT

Composite Insurance Risk Score: 40.6 / 100 (National rank: #2174)

Axis Scores

Climate Safety 63.4
Insurance Affordability 28.7
Housing Affordability 2.9
Community Resilience 17.8
Social Resilience 54.4
Housing Stability 67.8

Key Metrics

Annual Insurance Premium (state avg) $2,000
Insurance Burden (% of income) 4.24%
Price-to-Income Ratio 6.29
FEMA Risk Score (0-100) 36.5

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Lincoln County have grown at an average annual rate of 8.39%. During the same period, the population has increased by 8.38%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).