Lincoln County, MO

Composite Insurance Risk Score: 57.7 / 100 (National rank: #1098)

Axis Scores

Climate Safety 26.8
Insurance Affordability 70.2
Housing Affordability 59.7
Community Resilience 78.6
Social Resilience 78.3
Housing Stability 75.0

Key Metrics

Annual Insurance Premium (state avg) $1,900
Insurance Burden (% of income) 2.13%
Price-to-Income Ratio 2.74
FEMA Risk Score (0-100) 73.1

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Lincoln County have grown at an average annual rate of 8.39%. During the same period, the population has increased by 11.65%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).