Lincoln County, ID

Composite Insurance Risk Score: 59.6 / 100 (National rank: #985)

Axis Scores

Climate Safety 74.2
Insurance Affordability 90.5
Housing Affordability 27.4
Community Resilience 1.9
Social Resilience 29.7
Housing Stability 74.5

Key Metrics

Annual Insurance Premium (state avg) $1,000
Insurance Burden (% of income) 1.40%
Price-to-Income Ratio 3.58
FEMA Risk Score (0-100) 25.8

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Lincoln County have grown at an average annual rate of 11.91%. During the same period, the population has increased by 0.15%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).