Lincoln County, CO
Composite Insurance Risk Score: 44.3 / 100 (National rank: #1966)
Axis Scores
Climate Safety
88.6
Insurance Affordability
19.2
Housing Affordability
19.5
Community Resilience
14.4
Social Resilience
49.7
Housing Stability
35.7
Key Metrics
| Annual Insurance Premium (state avg) | $3,200 |
| Insurance Burden (% of income) | 5.09% |
| Price-to-Income Ratio | 3.92 |
| FEMA Risk Score (0-100) | 11.4 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).