Lewis and Clark County, MT

Composite Insurance Risk Score: 49.0 / 100 (National rank: #1675)

Axis Scores

Climate Safety 48.7
Insurance Affordability 56.1
Housing Affordability 8.4
Community Resilience 76.7
Social Resilience 85.8
Housing Stability 28.7

Key Metrics

Annual Insurance Premium (state avg) $2,000
Insurance Burden (% of income) 2.56%
Price-to-Income Ratio 5.03
FEMA Risk Score (0-100) 51.2

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Lewis and Clark County have grown at an average annual rate of 10.12%. During the same period, the population has increased by 8.35%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).