Home βΊ
Rankings βΊ
Letcher County
Letcher County, KY
Composite Insurance Risk Score: 48.8 / 100
(National rank: #1688)
Axis Scores
Insurance Affordability
22.3
Housing Affordability
97.3
Key Metrics
| Annual Insurance Premium (state avg) |
$2,000 |
| Insurance Burden (% of income) |
4.79% |
| Price-to-Income Ratio |
1.61 |
| FEMA Risk Score (0-100) |
29.8 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations.
Scores are percentile ranks across all valid U.S. counties (0-100).
π‘ Market Analysis
Over the past 5 years,
home values in Letcher County have grown at an average annual rate of 2.84%.
During the same period, the population has
decreased by 6.67%.
This combination of rising prices and shrinking population may indicate housing affordability pressures or climate-related out-migration.
*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).