Leelanau County, MI

Composite Insurance Risk Score: 83.4 / 100 (National rank: #13)

Axis Scores

Climate Safety 96.1
Insurance Affordability 93.3
Housing Affordability 11.2
Community Resilience 99.5
Social Resilience 96.0
Housing Stability 99.7

Key Metrics

Annual Insurance Premium (state avg) $1,300
Insurance Burden (% of income) 1.31%
Price-to-Income Ratio 4.61
FEMA Risk Score (0-100) 3.9

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Leelanau County have grown at an average annual rate of 11.3%. During the same period, the population has increased by 5.0%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).