Lee County, FL

Composite Insurance Risk Score: 11.2 / 100 (National rank: #3132)

Axis Scores

Climate Safety 0.5
Insurance Affordability 4.3
Housing Affordability 9.9
Community Resilience 9.2
Social Resilience 28.0
Housing Stability 48.2

Key Metrics

Annual Insurance Premium (state avg) $6,000
Insurance Burden (% of income) 7.88%
Price-to-Income Ratio 4.76
FEMA Risk Score (0-100) 99.5

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Lee County have grown at an average annual rate of 10.01%. During the same period, the population has increased by 10.87%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).