Lea County, NM

Composite Insurance Risk Score: 28.1 / 100 (National rank: #2833)

Axis Scores

Climate Safety 12.3
Insurance Affordability 41.9
Housing Affordability 61.6
Community Resilience 4.1
Social Resilience 9.2
Housing Stability 33.3

Key Metrics

Annual Insurance Premium (state avg) $2,200
Insurance Burden (% of income) 3.23%
Price-to-Income Ratio 2.71
FEMA Risk Score (0-100) 87.7

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Lea County have grown at an average annual rate of 6.69%. During the same period, the population has increased by 4.92%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).