Lawrence County, TN

Composite Insurance Risk Score: 33.9 / 100 (National rank: #2578)

Axis Scores

Climate Safety 28.9
Insurance Affordability 40.9
Housing Affordability 27.8
Community Resilience 21.4
Social Resilience 19.8
Housing Stability 67.3

Key Metrics

Annual Insurance Premium (state avg) $1,800
Insurance Burden (% of income) 3.29%
Price-to-Income Ratio 3.55
FEMA Risk Score (0-100) 71.0

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Lawrence County have grown at an average annual rate of 11.56%. During the same period, the population has increased by 4.6%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).