Lawrence County, MO

Composite Insurance Risk Score: 36.8 / 100 (National rank: #2399)

Axis Scores

Climate Safety 25.1
Insurance Affordability 43.8
Housing Affordability 53.7
Community Resilience 39.2
Social Resilience 18.0
Housing Stability 45.6

Key Metrics

Annual Insurance Premium (state avg) $1,900
Insurance Burden (% of income) 3.10%
Price-to-Income Ratio 2.86
FEMA Risk Score (0-100) 74.8

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Lawrence County have grown at an average annual rate of 9.82%. During the same period, the population has increased by 1.02%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).