Lawrence County, KY

Composite Insurance Risk Score: 54.0 / 100 (National rank: #1343)

Axis Scores

Climate Safety 77.7
Insurance Affordability 28.3
Housing Affordability 75.8
Community Resilience 7.3
Social Resilience 46.6
Housing Stability 68.6

Key Metrics

Annual Insurance Premium (state avg) $2,000
Insurance Burden (% of income) 4.28%
Price-to-Income Ratio 2.39
FEMA Risk Score (0-100) 22.3

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Lawrence County have grown at an average annual rate of 7.06%. During the same period, the population has increased by 2.59%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).