Larue County, KY

Composite Insurance Risk Score: 66.5 / 100 (National rank: #539)

Axis Scores

Climate Safety 84.8
Insurance Affordability 46.3
Housing Affordability 59.7
Community Resilience 57.4
Social Resilience 71.0
Housing Stability 76.8

Key Metrics

Annual Insurance Premium (state avg) $2,000
Insurance Burden (% of income) 2.98%
Price-to-Income Ratio 2.74
FEMA Risk Score (0-100) 15.2

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Larue County have grown at an average annual rate of 9.68%. During the same period, the population has increased by 6.36%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).