Larimer County, CO
Composite Insurance Risk Score: 28.9 / 100 (National rank: #2804)
Axis Scores
Climate Safety
6.4
Insurance Affordability
39.1
Housing Affordability
3.6
Community Resilience
71.5
Social Resilience
81.7
Housing Stability
13.2
Key Metrics
| Annual Insurance Premium (state avg) | $3,200 |
| Insurance Burden (% of income) | 3.41% |
| Price-to-Income Ratio | 6.07 |
| FEMA Risk Score (0-100) | 93.5 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).