Lane County, OR

Composite Insurance Risk Score: 34.8 / 100 (National rank: #2520)

Axis Scores

Climate Safety 3.2
Insurance Affordability 94.3
Housing Affordability 3.7
Community Resilience 64.0
Social Resilience 26.7
Housing Stability 6.5

Key Metrics

Annual Insurance Premium (state avg) $900
Insurance Burden (% of income) 1.26%
Price-to-Income Ratio 6.02
FEMA Risk Score (0-100) 96.8

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Lane County have grown at an average annual rate of 10.35%. During the same period, the population has increased by 2.91%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).