Lane County, KS

Composite Insurance Risk Score: 66.3 / 100 (National rank: #549)

Axis Scores

Climate Safety 81.7
Insurance Affordability 18.7
Housing Affordability 77.8
Community Resilience 65.6
Social Resilience 89.4
Housing Stability 99.4

Key Metrics

Annual Insurance Premium (state avg) $2,800
Insurance Burden (% of income) 5.14%
Price-to-Income Ratio 2.33
FEMA Risk Score (0-100) 18.3

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Lane County have grown at an average annual rate of 6.96%. During the same period, the population has decreased by 6.59%. This combination of rising prices and shrinking population may indicate housing affordability pressures or climate-related out-migration.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).