Lamar County, AL
Composite Insurance Risk Score: 49.6 / 100 (National rank: #1634)
Axis Scores
Climate Safety
70.3
Insurance Affordability
20.4
Housing Affordability
80.0
Community Resilience
14.5
Social Resilience
44.8
Housing Stability
55.1
Key Metrics
| Annual Insurance Premium (state avg) | $2,480 |
| Insurance Burden (% of income) | 4.96% |
| Price-to-Income Ratio | 2.28 |
| FEMA Risk Score (0-100) | 29.7 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).