Lake of the Woods County, MN
Composite Insurance Risk Score: 81.7 / 100 (National rank: #29)
Axis Scores
Climate Safety
97.6
Insurance Affordability
63.9
Housing Affordability
57.2
Community Resilience
98.6
Social Resilience
92.8
Housing Stability
87.7
Key Metrics
| Annual Insurance Premium (state avg) | $1,800 |
| Insurance Burden (% of income) | 2.32% |
| Price-to-Income Ratio | 2.79 |
| FEMA Risk Score (0-100) | 2.4 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).