Lake County, MI
Composite Insurance Risk Score: 65.8 / 100 (National rank: #580)
Axis Scores
Climate Safety
96.5
Insurance Affordability
56.0
Housing Affordability
64.7
Community Resilience
8.9
Social Resilience
34.5
Housing Stability
88.3
Key Metrics
| Annual Insurance Premium (state avg) | $1,300 |
| Insurance Burden (% of income) | 2.56% |
| Price-to-Income Ratio | 2.64 |
| FEMA Risk Score (0-100) | 3.6 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).