Lake County, IL
Composite Insurance Risk Score: 48.8 / 100 (National rank: #1686)
Axis Scores
Climate Safety
6.2
Insurance Affordability
89.1
Housing Affordability
42.0
Community Resilience
79.6
Social Resilience
53.4
Housing Stability
50.9
Key Metrics
| Annual Insurance Premium (state avg) | $1,600 |
| Insurance Burden (% of income) | 1.45% |
| Price-to-Income Ratio | 3.13 |
| FEMA Risk Score (0-100) | 93.7 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).