Lafayette County, MO
Composite Insurance Risk Score: 62.2 / 100 (National rank: #814)
Axis Scores
Climate Safety
53.1
Insurance Affordability
62.7
Housing Affordability
62.6
Community Resilience
73.7
Social Resilience
83.4
Housing Stability
55.3
Key Metrics
| Annual Insurance Premium (state avg) | $1,900 |
| Insurance Burden (% of income) | 2.36% |
| Price-to-Income Ratio | 2.69 |
| FEMA Risk Score (0-100) | 46.8 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).