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Lafayette County
Lafayette County, FL
Composite Insurance Risk Score: 34.9 / 100
(National rank: #2512)
Axis Scores
Insurance Affordability
1.9
Housing Affordability
70.4
Community Resilience
10.1
Key Metrics
| Annual Insurance Premium (state avg) |
$6,000 |
| Insurance Burden (% of income) |
9.56% |
| Price-to-Income Ratio |
2.50 |
| FEMA Risk Score (0-100) |
52.1 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations.
Scores are percentile ranks across all valid U.S. counties (0-100).
π‘ Market Analysis
Over the past 5 years,
home values in Lafayette County have grown at an average annual rate of 8.47%.
During the same period, the population has
decreased by 5.51%.
This combination of rising prices and shrinking population may indicate housing affordability pressures or climate-related out-migration.
*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).