Laclede County, MO

Composite Insurance Risk Score: 35.4 / 100 (National rank: #2481)

Axis Scores

Climate Safety 30.7
Insurance Affordability 36.8
Housing Affordability 41.0
Community Resilience 42.7
Social Resilience 42.9
Housing Stability 23.2

Key Metrics

Annual Insurance Premium (state avg) $1,900
Insurance Burden (% of income) 3.57%
Price-to-Income Ratio 3.16
FEMA Risk Score (0-100) 69.2

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Laclede County have grown at an average annual rate of 8.13%. During the same period, the population has increased by 2.42%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).