Lackawanna County, PA

Composite Insurance Risk Score: 49.2 / 100 (National rank: #1663)

Axis Scores

Climate Safety 22.7
Insurance Affordability 84.1
Housing Affordability 45.1
Community Resilience 84.5
Social Resilience 45.5
Housing Stability 15.9

Key Metrics

Annual Insurance Premium (state avg) $1,100
Insurance Burden (% of income) 1.66%
Price-to-Income Ratio 3.05
FEMA Risk Score (0-100) 77.2

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Lackawanna County have grown at an average annual rate of 5.78%. During the same period, the population has increased by 2.61%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).