La Crosse County, WI

Composite Insurance Risk Score: 53.4 / 100 (National rank: #1388)

Axis Scores

Climate Safety 26.2
Insurance Affordability 91.4
Housing Affordability 28.6
Community Resilience 94.9
Social Resilience 79.1
Housing Stability 10.2

Key Metrics

Annual Insurance Premium (state avg) $1,000
Insurance Burden (% of income) 1.37%
Price-to-Income Ratio 3.52
FEMA Risk Score (0-100) 73.7

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in La Crosse County have grown at an average annual rate of 8.2%. During the same period, the population has increased by 2.2%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).