Kootenai County, ID
Composite Insurance Risk Score: 51.9 / 100 (National rank: #1473)
Axis Scores
Climate Safety
38.5
Insurance Affordability
95.0
Housing Affordability
2.7
Community Resilience
54.3
Social Resilience
74.4
Housing Stability
33.6
Key Metrics
| Annual Insurance Premium (state avg) | $1,000 |
| Insurance Burden (% of income) | 1.22% |
| Price-to-Income Ratio | 6.34 |
| FEMA Risk Score (0-100) | 61.3 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).