Knott County, KY

Composite Insurance Risk Score: 49.8 / 100 (National rank: #1614)

Axis Scores

Climate Safety 79.0
Insurance Affordability 22.2
Housing Affordability 92.7
Community Resilience 2.6
Social Resilience 22.8
Housing Stability 40.6

Key Metrics

Annual Insurance Premium (state avg) $2,000
Insurance Burden (% of income) 4.79%
Price-to-Income Ratio 1.84
FEMA Risk Score (0-100) 20.9

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Knott County have grown at an average annual rate of 8.38%. During the same period, the population has decreased by 9.37%. This combination of rising prices and shrinking population may indicate housing affordability pressures or climate-related out-migration.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).