Kern County, CA
Composite Insurance Risk Score: 22.6 / 100 (National rank: #3008)
Axis Scores
Climate Safety
1.0
Insurance Affordability
74.8
Housing Affordability
9.4
Community Resilience
12.3
Social Resilience
3.1
Housing Stability
6.7
Key Metrics
| Annual Insurance Premium (state avg) | $1,400 |
| Insurance Burden (% of income) | 1.99% |
| Price-to-Income Ratio | 4.82 |
| FEMA Risk Score (0-100) | 99.0 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).