Kennebec County, ME

Composite Insurance Risk Score: 54.0 / 100 (National rank: #1345)

Axis Scores

Climate Safety 22.3
Insurance Affordability 89.2
Housing Affordability 31.0
Community Resilience 90.4
Social Resilience 68.8
Housing Stability 44.6

Key Metrics

Annual Insurance Premium (state avg) $1,000
Insurance Burden (% of income) 1.45%
Price-to-Income Ratio 3.45
FEMA Risk Score (0-100) 77.5

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Kennebec County have grown at an average annual rate of 8.37%. During the same period, the population has increased by 4.15%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).