Home βΊ
Rankings βΊ
Kay County
Kay County, OK
Composite Insurance Risk Score: 31.3 / 100
(National rank: #2704)
Axis Scores
Insurance Affordability
12.4
Housing Affordability
85.4
Community Resilience
49.4
Key Metrics
| Annual Insurance Premium (state avg) |
$3,500 |
| Insurance Burden (% of income) |
5.99% |
| Price-to-Income Ratio |
2.13 |
| FEMA Risk Score (0-100) |
78.6 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations.
Scores are percentile ranks across all valid U.S. counties (0-100).
π‘ Market Analysis
Over the past 5 years,
home values in Kay County have grown at an average annual rate of 6.25%.
During the same period, the population has
decreased by 1.75%.
This combination of rising prices and shrinking population may indicate housing affordability pressures or climate-related out-migration.
*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).