Johnson County, TX

Composite Insurance Risk Score: 26.2 / 100 (National rank: #2917)

Axis Scores

Climate Safety 9.8
Insurance Affordability 20.6
Housing Affordability 33.3
Community Resilience 41.9
Social Resilience 39.0
Housing Stability 50.0

Key Metrics

Annual Insurance Premium (state avg) $4,200
Insurance Burden (% of income) 4.95%
Price-to-Income Ratio 3.37
FEMA Risk Score (0-100) 90.1

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Johnson County have grown at an average annual rate of 12.97%. During the same period, the population has increased by 16.98%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).